For years, we were told that getting out of our current B-lender situation would be impossible — that we were essentially “stuck” with no path forward. Alex proved that wrong. His expertise and commitment led us to something we honestly didn’t believe was possible: securing a mortgage with a top lender.
Mortgage Help for Ontario Self Employed & Business Owners
Self-employed, contractor, and freelancer files in Ontario. Alex reviews your business, tax returns, income, and financial documents to identify the mortgage options available to you.
How Alex helps
- Self-employed mortgages in Ontario
- Business owners, contractors, and freelancers
- Purchase, refinance, or pre-approval
- Custom options built around your file
Self-employed file review
2 minutes. No obligation.
- Licensed
- No credit pull
- 4.980 reviews
Safe and secure
Alex SeleznevMortgage Agent Level 2
- 8+years in mortgages
- Level 2Ontario licence
- 1,000+families helped
- 4.9Google rating
Mortgage needs
What Alex can help with.
- Purchase
- Refinance
- Renewal
- Pre-approval
- Equity take-out
- Debt consolidation
Google reviews
What clients say about Alex.
4.9 80 reviews
Who it’s for
Who Alex helps.
- Incorporated ownersA corporation, dividends, and the tax return a bank actually reads.
- Sole proprietorsIncome in your own name, with the deposits behind the return.
- ContractorsIndependent contractors, including contract, draw, and licence income.
- FreelancersInvoice and commission income that does not look like a T4.
Questions
A few questions, answered.
Will this form affect my credit score?
No. The form does not pull credit. A lender pull happens later, only if you agree to an application.
What does the review cost?
Nothing. If a lender fee applies later, you see it before you commit.
I write everything off. Is that a problem?
It can be, if a bank only looks at the tax return. Alex looks at the return and the actual business income, including bank statements where that helps, then says which mortgage path may fit. That is not an approval.
What is a bank-statement or stated-income mortgage?
A bank-statement file uses business deposits, often about 12 months, as part of the income picture. Stated income means a lender may accept a declared figure the business can support, instead of only the taxable line. Both are still underwritten. Neither is a no-document mortgage.